Moving to Spain
Everything you need to move to and settle in Spain — visas and residency, taxes, healthcare, housing, schools, banking, and the realities of daily life as an expat.
14 guidesVisas & Residency
14 guidesTaxes for Expats
13 guidesCost of Living & Budgets
12 guidesBanking & Money
12 guidesHealthcare & Insurance
11 guidesHousing & Where to Live
11 guidesWorking, Business & Remote
11 guidesFamily, Schools & Education
11 guidesMoving Logistics
10 guidesDaily Life & Infrastructure
11 guidesCulture, Language & Integration
11 guidesThe Emotional Side of Moving Abroad
Featured Guides
Healthcare & InsuranceHealthcare in Spain for American Expats: Why Medicare Won't Help and What to Do Instead
Medicare doesn't cover you in Spain. Here's how American expats actually get healthcare — from visa-compliant private insurance to the public SNS.
Cost of Living & BudgetsNIE, TIE and Empadronamiento: The Fees, Order and Hidden Costs Nobody Warns You About
The real costs of getting your NIE, TIE and empadronamiento in Spain — the right order, official fees, and the hidden expenses that catch most expats off guard.
Banking & MoneyGetting a Mortgage in Spain as a Non-Resident: LTV Limits, Rates & Euribor Explained
A practical guide to non-resident mortgages in Spain: LTV limits, fixed vs variable rates, Euribor, documents and costs you should budget for.
Taxes for ExpatsWealth Tax in Spain: Who Pays, Regional Exemptions, and the Solidarity Tax on Large Fortunes
Understand Spain's wealth tax, regional rebates like Madrid's, and the solidarity tax on large fortunes — who pays, how much, and how expats can plan smartly.
Visas & ResidencyWhy Spain Digital Nomad Visas Get Rejected (and How to Avoid Each Reason)
The most common reasons Spain's Digital Nomad Visa gets denied — from the 80% client rule to income proof errors — and exactly how to avoid each one.
The Emotional Side of Moving AbroadMy First Six Months in Spain: The Bureaucracy Hurdles Nobody Warned Me About
An honest account of the first six months relocating to Spain — the cita previa vortex, the NIE limbo, and the emotional whiplash nobody warns you about.
About Moving to Spain
Thinking about moving to Spain? Whether you're relocating as a remote worker on the digital nomad visa, retiring on a non-lucrative visa, moving freely as an EU citizen, or simply chasing a sunnier life, this is your complete, practical guide to making the move. We cover the parts that actually matter — visas and residency, taxes, healthcare, banking, where to live, schools, and the day-to-day realities of expat life across Spain's very different regions.
Below you'll find in-depth guides organized by topic, from the digital nomad visa and the NIE/TIE process to the Beckham Law tax regime and the honest emotional side of adjusting to life abroad. New here? Start with Visas & Residency and Cost of Living, then work through the rest as you plan. One important note: rules differ sharply by autonomous community — taxes especially — so we flag where your region changes the answer.
Frequently Asked Questions
Can a foreigner move to and live in Spain?
Yes. EU/EEA citizens have freedom of movement and simply register. Non-EU options include the digital nomad visa (for remote workers, from the 2023 Startup Law), the non-lucrative visa (for those with sufficient passive income), and student and work visas. Note the Golden Visa investor route was abolished in 2025. See our Visas & Residency guides.
What is Spain's digital nomad visa?
Introduced under the 2023 Startup Law, it lets non-EU remote workers live in Spain while working mainly for non-Spanish companies (self-employed people can qualify if under ~20% of income comes from Spanish clients). It requires proof of income tied to the Spanish minimum wage (the threshold tracks the annual SMI, so confirm the current figure), plus private health insurance. Qualifying holders can opt into the Beckham Law tax regime. Confirm requirements with the Spanish consulate or the UGE.
Was Spain's Golden Visa abolished?
Yes. Spain ended its Golden Visa (residency-by-investment, including the €500,000 property route) effective 3 April 2025 under Organic Law 1/2025. Many websites still wrongly present it as active — buying property no longer grants residency. See Visas & Residency.
How does tax residency work in Spain?
You're generally a Spanish tax resident if you spend more than 183 days a year in Spain or your main centre of economic interests is there (the tests are alternative). Residents are taxed on worldwide income (IRPF); the Beckham Law regime can let qualifying new arrivals be taxed only on Spanish-source income for several years. Wealth tax varies dramatically by region. Confirm with the Agencia Tributaria or a gestor. See Taxes for Expats.
What is healthcare like in Spain?
Spain's public health system (SNS) is well regarded and accessed via social-security contributions; those not yet covered can pay into the convenio especial scheme or take private insurance (often required for visas). Many expats use private cover for speed and English-speaking doctors. See Healthcare & Insurance.
Do I need to speak Spanish to live in Spain?
It helps significantly for paperwork, daily life, and integration, though English is widely spoken in major cities and coastal expat hubs. Note several regions also have co-official languages (Catalan, Basque, Galician). See Culture, Language & Integration.