Buying Process
Buying ProcessAfter the Golden Visa: How Foreigners Buy Property in Spain Without Residency
The Spain Golden Visa ended in April 2025, but foreigners can still buy Spanish property freely. Here's the post–Golden Visa buying process, taxes, and residency alternatives.
Buying ProcessFirst Occupation Licence and Cédula de Habitabilidad: What Buyers Must Verify in Spain
A practical guide for foreign buyers on Spain's First Occupation Licence and Cédula de Habitabilidad — what they are, how to verify them, and the traps to avoid.
Buying ProcessHow to Open a Spanish Bank Account as a Non-Resident Buyer
A practical, step-by-step guide for foreign buyers on opening a Spanish non-resident bank account — NIE, documents, AML, fees, and how to fund your purchase.
Buying ProcessWhy You Need an Independent Lawyer to Buy Property in Spain (and What They Check)
Why every foreign buyer in Spain needs an independent abogado — what conveyancing checks they run, what it costs, and the pitfalls they save you from.
Buying ProcessThe 3% Retention When Buying Property in Spain from a Non-Resident Seller
If you're buying a Spanish property from a non-resident seller, you must withhold 3% of the price and pay it to the tax authority via Modelo 211. Here's how.
Buying ProcessGetting a Spanish Mortgage as a US Citizen in 2026: FATCA, LTV and What to Expect
A practical 2026 guide for Americans financing property in Spain: how FATCA affects approvals, realistic LTV ratios, documents, costs, and pitfalls to avoid.
Buying ProcessBuying a New-Build in Spain: How IVA and AJD Stamp Duty Work in 2026
A practical 2026 guide to IVA (VAT) and AJD stamp duty when buying a new-build property in Spain — who pays what, when, and how to avoid surprises at the notary.
Buying ProcessThe Role of the Notario and Escritura de Compraventa When Buying in Spain (2026 Guide)
Understand what the notario actually does, how the escritura de compraventa works, and what to verify before signing your Spanish title deed in 2026.
Buying ProcessThe Arras Deposit Contract in Spain 2026: How the 10% Deposit Works and How to Protect It
A practical 2026 guide to the contrato de arras in Spain — how the 10% deposit works, which type to sign, and how to protect your money before closing.
Buying ProcessBuying Off-Plan or New-Build Property in Spain: The 2026 Foreign Buyer's Guide
A practical 2026 guide to buying off-plan and new-build property in Spain: deposit guarantees, payment schedules, taxes, and pitfalls foreign buyers must avoid.
Buying ProcessDo You Need a Lawyer to Buy Property in Spain? A 2026 Guide for Foreign Buyers
Spanish law doesn't require a lawyer to buy property — but for foreign buyers, going without one is the costliest mistake you can make. Here's why.
Buying ProcessHow Long Does It Take to Buy a Property in Spain? Timeline Guide 2026
A realistic 2026 timeline for buying property in Spain — from offer to keys — including conveyancing steps, NIE delays, and what slows completion down.
Buying ProcessThe Arras Contract in Spain: The 10% Deposit Stage Explained (2026 Guide)
Understand how the contrato de arras works in Spain, what the 10% deposit really commits you to, and how to protect yourself before signing.
Buying ProcessHow to Buy Property in Spain: A Step-by-Step Guide for Foreigners (2026)
A practical 2026 walkthrough of the buying process in Spain for foreign buyers — from NIE and offer to notary, taxes, and keys.