The Ownership Experience
The Ownership ExperienceOwning Property in Madrid vs Barcelona: Taxes, Yields and Rental Rules Compared
Compare Madrid and Barcelona for foreign property buyers: transfer taxes, wealth tax, rent caps, tourist-rental rules, and realistic yields — with the current 2026 rules explained.
The Ownership ExperienceWhere Foreign Buyers Are Buying in Spain: The Regional Market Map
A candid regional map of where foreign buyers are gravitating across Spain — from the Costa del Sol to Madrid, Valencia, the Balearics, and quieter northern alternatives.
The Ownership ExperienceAndalusia VFT Rental Rules: Costa del Sol Buy-to-Let Under the Owner Veto
Andalusia's VFT tourist licence and the new community veto have reshaped Costa del Sol buy-to-let. Here's what foreign owners need to know before buying to rent.
The Ownership ExperienceHoliday-Let Restrictions in the Balearic Islands: Buying to Rent in Mallorca and Ibiza
A practical guide to Balearic Islands rental licences, holiday-let rules in Mallorca and Ibiza, and what foreign buyers must check before purchase.
The Ownership ExperienceResidency Routes for Property Buyers in Spain After the Golden Visa Ended
Spain's Golden Visa is gone, but property owners still have strong residency options — from the non-lucrative visa to the digital nomad permit. Here's how each works.
The Ownership ExperienceSpain's Golden Visa Is Gone: What It Means for Property Buyers in 2026
Spain's Golden Visa property route ended in 2025. Here's what the change really means for foreign buyers, owners, and investors navigating Spain in 2026.
The Ownership ExperienceSelling Property in Spain as a Non-Resident in 2026: Taxes, Plusvalía and the 3% Withholding
A practical 2026 guide for non-residents selling property in Spain: capital gains tax, plusvalía municipal, the 3% buyer withholding, documents and pitfalls.
The Ownership ExperienceNon-Resident IRNR Tax in Spain 2026: The Modelo 210 Every Foreign Owner Must File
If you own property in Spain but live abroad, you owe IRNR tax via Modelo 210 — even if you never rent it out. Here's how it works in 2026.
The Ownership ExperienceIBI Property Tax in Spain 2026: How Much You'll Pay Every Year as an Owner
IBI is Spain's annual municipal property tax, based on cadastral value. Here's how it's calculated, what foreigners pay, and how to avoid costly surcharges in 2026.
The Ownership ExperienceResale vs New Build in Spain: Which Carries Lower Taxes and Hidden Costs in 2026?
Resale homes in Spain are taxed under ITP, new builds under IVA plus AJD. Here's how to weigh the real tax bill—and the hidden costs—before you sign in 2026.
The Ownership ExperienceIVA and AJD on New-Build Property in Spain: What You Actually Pay in 2026
A 2026 plain-English guide to IVA (VAT) and AJD stamp duty on new-build homes in Spain — what you owe, who collects it, and how to budget honestly.
The Ownership ExperienceITP Property Transfer Tax in Spain by Region: 2026 Rates for Resale Homes
ITP rates on Spanish resale homes vary by region in 2026, from around 4% in the Basque Country to 13% on luxury Balearic property. Here's what to budget.
The Ownership ExperienceOur Honest Experience Buying a Home in Spain: A 2026 Reflection
A candid, unvarnished account of buying a home in Spain as foreign buyers — what we got right, what surprised us, and what we'd do differently in 2026.