Spain Cost of Living Calculator
How much does it really cost to live in Spain? Set your household, lifestyle, and the categories that apply to you for a personalized monthly estimate.
Household
Lifestyle
€2,020
estimated per month · €24,240 per year
Monthly breakdown
- €900
- €280
- €250
- €140
- €60
- €100
- €160
- €130
These are indicative estimates to help you plan, not a quote. Toggle categories and adjust your household and lifestyle to match your situation. Indicative monthly estimates for Spain in euros. Costs vary significantly by city — Madrid and Barcelona run well above smaller cities and inland towns. Public healthcare is low-cost; figures assume private health insurance many expats carry.
Sources: Global Citizen Solutions · Expatica
How the estimate works
The calculator starts from typical monthly costs for a single adult in Spainacross eight everyday categories — housing, groceries, dining out, utilities and internet, transport, healthcare and insurance, entertainment, and miscellaneous spending. It then scales those figures to your household (single, couple, or family) and your chosen lifestyle (budget, comfortable, or luxury). Uncheck any category that doesn't apply to you to fine-tune the total.
What affects your real costs
- Location. Capital cities and prime coastal areas cost noticeably more than smaller towns and the interior.
- Housing choices. Rent is the biggest swing factor — furnished short-term rentals and prime neighborhoods carry a premium.
- Healthcare. Public vs. private care and the insurance you carry make a real difference.
- Lifestyle. How often you dine out, travel, and use services drives the comfortable-vs-luxury gap.
Planning a move? See our guides to relocating to Spain for visas, banking, healthcare, and settling-in advice.