Spain Property Purchase Cost Calculator
Buying property in Spain? Estimate the taxes, legal fees, and other closing costs on top of the purchase price.
€23,700
Total costs · 7.9% of the price
Cost breakdown
- Transfer tax (ITP) 6%€18,000
Rate set by the autonomous community
- Notary (~0.4%)€1,200
- Land registry (~0.5%)€1,500
- Legal fees (~1%)€3,000
- Total to budget (price + costs)€323,700
ITP (resale) and AJD (new build) are set per autonomous community and change; some regions offer reduced rates for under-35s, large families, or primary homes. Estimates only — confirm with a Spanish lawyer (abogado) or gestor.
Sources: idealista · Waypoint Sur
How closing costs work in Spain
The calculator applies the current transaction taxes and typical professional fees for Spain to the purchase price you enter, and breaks down each line so you can see where the money goes. Figures are drawn from the sources cited under the calculator and reflect 2026 rates; your actual costs vary by transaction, location, and the professionals you use.
Ready to go deeper? Read our Spain real estate guides on the buying process, legal steps, taxes, and financing — and always confirm the numbers with a qualified local attorney before you commit.